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Terms and Conditions / Privacy Policy

The following privacy policy is being published in accordance with the provisions of the Information Technology Act, 2000 ("IT ACT"), Information Technology (Intermediary Guidelines) Rules, 2011, Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

The Virtuous, is committed to maintaining the confidentiality, integrity and security of all personal identifiable information about our users. This Privacy Policy explains how we protect personally identifiable information provided through our website/Mobile app. The term "The Virtuous", "us", "we", or "our", "the app", or "website" refer to / The Virtuous mobile app. The term "you", "your" refers to users and viewers of this site/mobile app.

For the purposes of this Policy, accessing of the Website and the App together with any study material made available or uploaded therein or downloaded, embedded therefrom shall collectively be referred to as the "Services". The Website and the App shall be collectively referred to as "the Platform".

We do not share any of your information with third parties.

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. None of your information including your performance on tests will be shared with any third party.

Some of your performance information may be shown anonymously to other registered users of the site if you are in the topper`s list (or similar) of a defined category. We may release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety.

You are responsible for maintaining the confidentiality of your Username, Registered email and password

You are responsible for maintaining the security of your Username and Password. You may not provide these credentials to any third party. If you believe that they have been stolen or been made known to others, you must contact us immediately at [email protected]/ [email protected], but in any event you should change your password immediately. We are not responsible if someone else accesses your account through Registration Information they have obtained from you or through a violation by you of this Privacy Policy.

A feature of the site allows a user to access another user`s (or friend`s) score by entering both the other user`s (or friend`s) username and registered email. Hence it is your responsibility to ensure that you do not reveal both your username and registered email on the site with anyone else apart from those with whom you are willing to share your performance data. The Virtuous does not take any responsibility for the loss in confidentiality of your username and registered email through actions that are out of The Virtuous`s control.

Information we collect

We collect information from you when you register on our site or fill out a form. When registering on our site or buying a product/service, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number, location. You may, however, also visit our site anonymously but to use any features, you will need to register. If a particular feature requires a fee, then we collect credit card and other payment related information.

We may also collect technical and navigational information, such as computer browser type, Internet protocol address along with other data that browsers send when you land on our site, pages visited, and average time spent on the site.

Uses of Collected Information

Any of the information we collect from you may be used in one of the following ways:

1) To personalize your experience.

Your information helps us to better respond to your individual needs

2) To improve our website/app.

Technical and navigational information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our Web design and functionality. We continually strive to improve our website offerings and service based on the information and feedback we receive from you

3) To send periodic emails & Promotional SMS.

The email address & Mobile Number you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, promotional information, user research surveys etc.

User Content

The Virtuous provides its users with the option of creating posts and/or upload content on the Platform ( "User Content" ). When you submit or upload any content on the Platform, you represent and warrant that:

You own all copyright in the content, or if you are not the owner, that you have permission to use the content, and that you have all the rights and permissions necessary to permit uploading, displaying, publishing, sharing, storing, hosting, reproduction, downloading, the transmission of such content.

The content you upload will not infringe the intellectual property rights or other rights of any person or entity, including but not limited to copyright, moral rights, trademark, patent or rights of privacy or publicity. Your use of the Platform will comply with all applicable laws, rules and regulations.

The content does not contain material that defames or vilifies any person, people, races, religion or religious group or which is false or misleading in nature but may reasonably be perceived as a fact and is not obscene, pornographic, paedophilic, indecent, insulting or harassing including on the basis of gender, threatening, harmful, invasive of privacy including bodily privacy or publicity rights, abusive, inflammatory, published to mislead or harass any person for financial gain or to cause any injury to any person or otherwise objectionable.

The content is not misleading and deceptive and does not offer or disseminate fraudulent goods, services, schemes, or promotions.

Your use of the Platform including by way of posting of content on the Platform shall not impersonate any other person.

The Virtuous reserves the right to review such content uploaded by the user and in case any content is found to be a violation of any of the Terms of Use and/or any applicable laws, thevirtuous may remove any content from the Platform and/or terminate or suspend the user account in its sole discretion.

How do we protect your information?

We use a combination of firewall barriers, encryption techniques and authentication procedures, among others, to maintain the security of your online session and to protect The Virtuous accounts and systems from unauthorized access. We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.

Use of Cookies

Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.

We use cookies to understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.


There are many exam-oriented products and services endorsed by team The Virtuous available on our website. Any individual opting for any of these must keep in mind that there shall be no refund given to the features once subscribed. In any case if guidely fails to fulfill its commitment refund or replacement can be done. The refund in these cases generally takes 5-7 working days.

Cancellation Policy

We are not entertaining the cancellation of the product, once the product purchased. Because our products are study materials, after purchase it will be delivered immediately. If case of any issue with product activations, our team will resolve your issues with in 48hrs (Working hours). Support Mail id has added end of the page.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Your Consent

By registering on our site/app, you consent to our privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.

About Us:

The Virtuous Youtube Channel is one of the student’s most trusted bank exam preparation platforms. Best guide for Aspiring candidates.

Contact Us:

If you have any questions regarding the Privacy Policy, do drop an email at [email protected] with "Privacy" in the subject line. Call us : +918438854255
Mailing Address: 42/10, Sri Appaji Arcade, 2nd Floor, Perundurai Main Road, Thindal, Erode, Tamil Nadu - 638012.